The frameworks that govern your AI agents, decoded for operators.
Every framework here carries real obligations, real deadlines, and real penalties. We break each one down into what you must do, when you must do it, and how correlated app + OS evidence helps you get there.
India
RBI FREE-AI
7 sutras, 6 pillars, 26 recommendations for responsible AI in financial services. Advisory today, mandatory tomorrow.
Read the breakdown →DPDP Act & Rules
India's first comprehensive data protection law. 72-hour breach reporting, algorithmic fairness audits, penalties to ₹250 crore. Full compliance by May 2027.
Read the breakdown →SEBI Algo Framework
Algo IDs, kill switches, full execution logging, broker-as-principal accountability. Mandatory since April 2026.
Read the breakdown →IRDAI
Explainability for claims and pricing, India-only data storage, CISO independence, 6-hour incident reporting. AI governance framework expected September 2026.
Read the breakdown →United States
SR 11-7 & MRM
Model risk management guidance from OCC, Fed, and FDIC. Inventory completeness remains the top examination finding. The 2026 revision leaves agentic AI in a regulatory gap.
Read the breakdown →CFPB / ECOA
No advanced-technology exception for adverse action reasons. Complex credit models face proxy-discrimination scrutiny. Penalties into nine figures.
Read the breakdown →US State AI Laws
Colorado, Texas TRAIGA, California SB 53, Illinois, Connecticut. Preemption unsettled, so build to the strictest standard.
Read the breakdown →Europe
EU AI Act
The world's first comprehensive AI law. Risk-based classification, conformity assessments, GPAI obligations, and penalties up to €35M or 7% of global turnover.
Read the breakdown →DORA
Digital Operational Resilience Act for financial services. ICT risk management, 4-hour incident reporting, resilience testing, and critical third-party provider oversight.
Read the breakdown →GDPR & AI
Automated decision-making under Article 22, right to explanation, DPIAs for AI, and penalties up to €20M or 4% of global turnover.
Read the breakdown →International Standards
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